Junaid Ur Rehman Siddiqui, et al. “Applying the Integrated Behavioural Model to Identify Predictors of Utilisation of State-Funded Health Insurance in Khyber Pakhtunkhwa Province, Pakistan”. Journal of the Pakistan Medical Association, vol. 74, no. 11 (Supple-11), Nov. 2024, pp. S59- S65, doi:10.47391/JPMA.SCPP-09.